Since the beginning of time, when a baby is born, one finds themselves in the midst of an onslaught of exclamations and expectations. However, expectations are another ballgame entirely. They are the avenues of future plans and dreams. Will the child want to be an astronaut aiming for the sky? Or would he/she like to be a chef creating brilliance? Where would he/she want to study? Interestingly, it is here that expectations bestowed upon the child collide with expectations that rest with another unit involved in the baby’s life. That unit being the parents, of course.
Insurance to tackle unpredictability and vulnerabilities
Parents come together when assessing diaper situations and the perfect way to position the baby in the crook of one’s arm. They tackle vulnerabilities and raising the opportunities for the nurtured.
For a new father, this road is that of love, trial and error and hesitation. ‘Baby steps’ as a term, is as real as it gets for both the child and the father.
As the father learns to hold the baby and deals with the anxiety of making mistakes, he also juggles with the anxieties surrounding the finances that underlie his child’s future.
Moreover, here follow the expectations of unpredictability. The what ifs around lucky and unlucky accidents become solid fears. Thus, we invest and we click to insure.
But how does one navigate the confusing terms and conditions that follow financial and banking services? In this case, a mechanism for companionable assistance attains prime importance. The Indian Banking and Financial sectors are constantly coming up with services like the development of e-wallets and peer to peer assistance for banking procedures. With e-wallets like Paytm providing an easier route of payment from anywhere, anytime, the physical presence of a debit/credit card has receded. Moreover, in recent news, Paytm which is already an e-commerce marketplace, is looking to expand its services to wallet holders wherein their Paytm accounts can be converted into bank account holders once the payments bank is set up.
In the insurance sector, HDFC Life with its crucial insurance schemes and interactive services is bidding to secure a future of constant companionship and guidance. To connect a personal support system to the online user interface, it has introduced features like Assisted buying.
Gone are the days of a distant customer service. One can now share their screen with customer service as they fill forms on the customer’s behalf. Be it by a call, chat or by a co-browsing service, doubts and anxieties can easily be handled with this approach. Furthermore, the digitisation of banking processes has led to the advent of policy tracking, where one can now track their policy issuances. It doesn’t hurt that one can do that as well as fill their claims, pay premiums, manage funds— all of that with just a click of a button.
So, what are we waiting for? Click to Insure
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